Plan your retirement
with confidence
Visualize your financial future year by year. Compare scenarios, optimize your taxes, and make informed decisions — all tailored to Quebec's tax rules.
No credit card required
Visualize your future
Interactive year-by-year projections that show exactly how today's decisions affect your retirement.
AI recommendations
Get personalized, quantified advice to optimize your savings, reduce taxes, and maximize retirement income.
Built for Quebec
Accurate QPP, OAS, and Quebec provincial tax calculations. No compromises on accuracy.
How it works
Three simple steps to take control of your financial future
Create your profile
Enter your basic information: age, income, savings, and retirement goals. Our smart wizard guides you every step of the way.
Explore your scenarios
Compare different strategies: retire at 60, 65, or 70? RRSP vs TFSA? See the impact of each decision.
Optimize and act
Receive AI-powered personalized recommendations. Export professional reports for yourself or your advisor.
Everything you need to plan your retirement
Powerful, easy-to-use tools designed to give you a clear vision of your financial future.
Smart projections
Visualize your cash flow year by year until end of life. See exactly where every dollar comes from.
EssentialScenario comparison
Create and compare up to 10 different scenarios. Find the optimal strategy for your goals.
EssentialQuebec tax calculations
QPP, OAS, federal and provincial taxes, tax credits — all automatically calculated using 2024 rules.
QuebecAI recommendations
Our AI analyzes your situation and suggests concrete actions with their quantified impact on your retirement.
Artificial intelligenceAll your assets
RRSP, TFSA, RRIF, real estate, employer pensions, businesses — manage all your assets in one place.
EssentialMonte Carlo simulation
Assess your probability of success with thousands of simulations based on different market scenarios.
AdvancedProfessional reports
Export detailed PDF or Excel reports. Perfect for sharing with your financial advisor.
ExportsSecure and private
Bank-level encryption. Your data stays yours — never sold or shared.
SecurityBuilt specifically for Quebec
No compromises. No approximations. Accurate calculations following Quebec tax rules.
Quebec Pension Plan (QPP)
Accurate QPP benefit calculations based on start age (60 to 70). Compare the impact of starting early vs. late.
Provincial taxes
Quebec tax brackets, provincial credits, health contribution — all calculated automatically.
Old Age Security (OAS)
Estimate your OAS and GIS benefits. Understand the impact of deferral and clawback.
Quebec RRSP and TFSA
Optimization strategies adapted to Quebec rules. Maximize your deductions and minimize your taxes.
Based on 2024 tax tables from Revenu Québec and CRA.
What our users say
Join thousands of Quebecers who have taken control of their financial future.
"Planexia finally gave me a clear vision of my retirement. The year-by-year projections are exactly what I needed."
Marie-Claire D.
Teacher, Montreal
"I saved thousands in taxes thanks to the optimization recommendations. The AI really understands Quebec rules."
Jean-François L.
Engineer, Quebec City
"As an advisor, I recommend Planexia to all my clients. The reports are professional and the calculations are always accurate."
Sophie Tremblay
Financial Advisor, Laval
"The scenario simulator helped me understand the impact of retiring 5 years earlier. Informed decision!"
Pierre M.
Executive, Gatineau
Simple, transparent pricing
Start free. Upgrade when you need to.
Free
Perfect to start exploring your financial future.
- Basic projections up to 40 years
- 1 scenario
- Quebec and federal tax calculations
- PDF export
- Email support
- No AI recommendations
- No Monte Carlo simulation
Pro
For those who want to optimize every aspect of their retirement.
- Unlimited projections
- Unlimited scenarios
- Personalized AI recommendations
- Monte Carlo simulation
- Advanced tax optimization
- Excel exports with charts
- Priority support
Advisor
For financial professionals serving multiple clients.
- Everything in Pro
- Multi-client management
- Custom branded reports
- API access
- CRM integrations
- Dedicated support
- Personalized training
Satisfaction guaranteed
Try Pro for 30 days. If you're not satisfied, we'll refund you in full.
For financial advisors
Planexia Advisor lets you manage multiple clients, generate custom branded reports, and deliver a modern planning experience.
- Multi-client dashboard
- Custom branded reports
- API access
- Priority support
Ready to plan your future?
Join thousands of Quebecers who have taken control of their retirement.
No credit card required • Setup in 5 minutes